---
title: Tools - Lubbers & Associates, LLC
description: Ellija Capital Management is an independent, fee-based Registered Investment Advisor (RIA) located in Grandville, MI.
author: webiedesign
---

# Curious what an annuity could actually pay you?

Annuity rates change constantly — and the difference between carriers can mean hundreds of dollars a month in retirement income. That's why we've partnered with Annuities Genius to give you live, side-by-side rates from top-rated insurance companies, updated in real time. Compare guaranteed rates, see what your savings could generate in lifetime monthly income, and get a personalized quote in minutes — no obligation, no sales pressure. Just the numbers, so you can decide what's right for your retirement. 

[Compare Current Annuity Rates](https://lubbsllc.annuitiesgenius.com/)

### Inflation Calculator

What It Will Cost

What Your Money Will Be Worth

| Years From Now | Future Cost | Purchasing Power |
| --- | --- | --- |

This calculator is for illustrative purposes only and does not constitute financial advice. Results are hypothetical and based solely on the inflation rate you select. No information you enter is transmitted or stored.

Need more information?

[Schedule a Meeting](https://lubbers.ellija.com/contact)

### Retirement Income Gap Calculator

### Your Results

Projected Savings at Retirement

Monthly Income Your Savings Can Provide

Monthly Income Needed From Savings

This calculator is for illustrative purposes only and does not constitute financial advice. Results are hypothetical, based solely on the assumptions you enter, and do not reflect any specific product. No information you enter is transmitted or stored.

We can help.

[Schedule a Meeting](https://lubbers.ellija.com/contact)

### Retirement Readiness Quiz

### Your Retirement Readiness

This quiz is for educational purposes only and does not constitute financial advice. Your answers are scored in your browser and are not transmitted or stored.

Have questions?

[Schedule a Meeting](https://lubbers.ellija.com/contact)