---
title: Life & Health Insurance - Lubbers & Associates, LLC
description: "Independent life and health insurance in Grandville & Grand Rapids, MI. Term, whole life, and individual health coverage matched to your needs — not a carrier's."
author: webiedesign
---

- Services
- [Financial Planning](https://www.lubbers.ellija.com/index.php?Itemid=240)
- [Retirement Income Planning](https://www.lubbers.ellija.com/index.php?Itemid=241)
- [Medicare & Medigap Supplements](https://www.lubbers.ellija.com/index.php?Itemid=242)
- [Life & Health Insurance](https://www.lubbers.ellija.com/index.php?Itemid=243)
- [Long-Term Care Insurance](https://www.lubbers.ellija.com/index.php?Itemid=244)
- [Personal Tax & Savings Planning](https://www.lubbers.ellija.com/index.php?Itemid=245)
- [Annuities](https://www.lubbers.ellija.com/index.php?Itemid=251)

# Life & Health Insurance in Grandville, MI

Insurance is one of those things that's easy to put off and hard to get right on your own. As an independent agency, we shop across carriers to find coverage that fits your life and your budget — and we explain what you're actually buying, so there are no surprises later.

[Schedule an Insurance Audit](https://www.lubbers.ellija.com/index.php?Itemid=118)

![bright yellow leaves against blue sky](https://www.lubbers.ellija.com/images/bright-yellow-leaves-against-a-light-blue-sky.jpg)

![happy family](https://www.lubbers.ellija.com/images/happy-family-arriving-at-home-by-car.jpg)

## Life Insurance

Protecting your family's future shouldn't be complicated. We help you find the right balance of coverage to secure what matters most.

- Term Life Straightforward, affordable protection for a set period.
- Whole Life Permanent coverage with a cash-value component.
- Custom Sized Coverage Sized to what you're protecting: income, a mortgage, a family, or a business.

## Health Insurance

Navigating health coverage can be overwhelming. Whether you are self-employed, transitioning jobs, or nearing retirement, we guide you to the right plan.

[Leaving an employer health plan? We can help →](https://www.lubbers.ellija.com/index.php?Itemid=118)

### Individual & Family Plans

Comprehensive health coverage options for individuals and families without access to group insurance.

### Job Transitions & Gap Coverage

Expert help navigating your options when you are between jobs or leaving an employer-sponsored plan.

### Medicare Coordination

Strategic coordination and planning as you approach age 65 to ensure a seamless transition.

![](https://www.lubbers.ellija.com/images/lubbers-faq.png)

### FAQ: Insurance

[Read more](https://www.lubbers.ellija.com/index.php?option=com_content&view=article&id=57&catid=12)

## Independent Means Options

Because we're not captive to one company, we can compare carriers and recommend the coverage that genuinely fits — not whatever a single insurer happens to sell.

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### Unbiased Advocacy

We work for you, not the insurance carriers. Our goal is your peace of mind.

### Market Comparison

We shop multiple top-rated providers to find the best rates and coverage terms.

### Local Grandville Office

Get personal, face-to-face service from neighbors who understand West Michigan.

## Ready to Secure Your Peace of Mind?

Schedule a complimentary Insurance Audit with Lubbers & Associates, LLC today. Let's review your current policies and find the perfect fit for your life and budget.

[Schedule an Insurance Audit](https://www.lubbers.ellija.com/index.php?Itemid=118)